Prior to filing for personal bankruptcy, Sarnia trustees certified by The Office of the Superintendent for Bankruptcy recommend that you consider and utilize other means of debt management and relief. These alternatives to bankruptcy need to be considered because of the debilitating effects a bankruptcy declaration can have on your finances for the rest of your life. For example, you will experience a reset credit rating and may have to relinquish some of your valuable assets to pay off debts during bankruptcy proceedings, so talk to your financial advisor to see what else you can do to obtain debt relief.
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